Affordable Care Act Guide » Updates

Changes to health care under the law, at a glance

Posted on October 18, 2013 at 8:42 am

Under the law, health insurers must cover 10 essential benefits. This will make health plans more costly, but also more comprehensive. Starting next year, the rules will apply to all plans offered to individuals or through the small-group market to employers with 50 or fewer workers. The essential-benefits requirement does not apply to plans offered by larger employers, which typically offer most of these, already. The covered benefits are: ambulatory

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  • Key consumer questions about the health reforms

    Posted on October 9, 2013 at 2:47 pm

    AP) How do I know whether “Obamacare” applies to me? Polls show many Americans remain mystified by the Patient Protection and Affordable Care Act, or “Obamacare” as it is commonly known. But there’s an obvious starting point: Do you have health care coverage? If your employer provides health insurance for you, it’s likely you don’t have to do anything on Oct. 1, when enrollment begins. The president has said you

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  • How to apply for benefits

    Posted on October 9, 2013 at 2:46 pm

    (AP) As enrollment under the Affordable Care Act opens, those seeking coverage will need accurate income information, plus some understanding of how health insurance works. The process involves federal agencies verifying your identity, citizenship and income, and you have to sign that you are providing truthful information, subject to perjury laws. This April 30, 2013 file photo shows the short form for the new federal Affordable Care Act application in

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